Personal finance tools free reddit. I'm currently using Mint on PC and on my phone.

Personal finance tools free reddit (We were told that most of the software available to non professionals doesn't consider GIS. io is the best free option in my personal opinion for what it's worth. where you can define things like weeks and easily convert inputs, calculations and variables across units etc. Any good ones likely won’t be free. All data and calculations remain in the device at all times. It costs money after the initial free trial so I was reluctant. I’ve been searching around for a good budget tracking spreadsheet and have come across many articles / lists on google, but most are written by companies that are pushing their own tool or seem to be affiliated with a specific tool. Commit to taking the classes and learning the program for the first 30 days. I do not touch anything finance related anywhere outside of my Money Virtual Machine. Overall, Redditors seem to value personal finance software that offers customization, ease of use, and effective budgeting and tracking features. Manager. 52f. Personal finance software recommendations Question Hi, I am looking for suggestions on how to best aggregate my data from 30 bank accounts, credit cards, loans, and investment accounts. you can also compare stocks performance easily. It's not just about tracking expenses—it's a game-changer in your financial life. It does require some categorizing and manual entry to make the imported data look clean but the app will automatically create rules to reduce the amount of manual work needed in future imports by matching common Open Source Software. A discussion forum for advice on personal finance in EU countries. Google Personal Templates has both annual and monthly budget templates (choose one of those). Does anyone here use a multi-purpose application that is capable of tracking everything from financial securities to multiple bank accounts and everything in between? Me and my partner are pretty into budgeting; and tried quite a few products (YNAB, PocketSmith) but we ended up using GoodBudget. No free version, has free trial A place to share, discuss, discover, assist with, gain assistance for, and critique self-hosted alternatives to our favorite web apps, web services, and online tools. Members Online 7hrs from a 7 day eviction. Hi all, I'm keen to delve into AI-based apps or search engines for personal finance. The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, credit cards, insurance products, life event planning, major purchase advice, unique deals and tips for frugality, employment and other income sources, global or national economic news and discussions, and a Wiki at: https://japanfinance. What software or services are DIY financial/retirement planners using for doing scenario modelling? Snap Projections (snapprojections. It gives me a decent idea of how I'm doing in real time and it helps make the budget something I actively use as a decision making tool throughout the month instead of just passively recording my spending at the end of the month. Do you use any software or website to manage/track your personal or household finances? Things like Budgeting with features like estimated adjusting for appraisal hikes, bonuses, etc Tracking expenses from SMS, Statements, Emails Personal finances are inherently cash basis. It's a challenge to find one that will aggregate all your transactions from various institutions. ) GnuCash is "personal and small-business financial-accounting software, freely licensed under the GNU GPL". I'm a big fan of Linux and open source in general because of them being free and you don't have to worry about being out of luck if the company making the app goes away. However, Personal Capital also offers a premium service called Personal Capital Advisors, which offers personalized financial advice for a fee of 0. IMHO, it is still the best finance software available. Preferring automation and a different personal finance software means I have a shitty attitude? lol. For others the free trial allowed you to try a few (3 or maybe 5) scenarios. Personal Finance Apps: Apps like YNAB and Tiller Money for budgeting and expense tracking. The current version is able to fetch data periodically from most French banks (and a few international ones, but with very limited support). You are hearing someone ask for a tool that frankly most people should want, especially if they don’t believe a financial planner is worth the price they charge. Members Online Honestly I’d been working on a personal finance app to suit my own needs that is Canada specific and I plan to make it live sometime in the next month or two. There are literally millions of people who don’t want or need financial planners. Discuss savings, investments, KiwiSaver, debt management, home loans, student loans, insurance, and anything else personal finance-related. We are a community of fintech enthusiasts bubbling up new tools, technologies and platforms in various industries, including (but not necessarily limited to) banking, payments, insurance, investing, and lending. For a computer only solution, I recommend OpenOffice or LibreOffice. ZipBooks. I also use Personal Capital and it tells me my budget and savings trajectory. Nov 25, 2024 · Many apps are free, and the rest cost a few dollars per month. I'm a Data Analyst with a non-technical background, however, I've been involved by the Finance team in various projects which gauged my interest. It could import my banking transactions via CSV file, a big plus. Step 1: Build an emergency fund In this community, we explore, discuss, and dissect a wide array of personal finance tools, apps, software, and methodologies designed to make your financial life easier, more efficient, and ultimately, more prosperous. I am looking for a web based platform. For artists, writers, gamemasters, musicians, programmers, philosophers and scientists alike! The creation of new worlds and new universes has long been a key element of speculative fiction, from the fantasy works of Tolkien and Le Guin, to the science-fiction universes of Delany and Asimov, to the tabletop realm of Gygax and Barker, and beyond. Bofa also had some budgeting tools that I liked, so it felt like an all-in-one financial management system. Best free budgeting app for beginners: Goodbudget; Best free budgeting app for investors: Empower; Best free desktop software for small business owners: GnuCash Jan 3, 2020 · Redditors in r/personalfinance recommend three budgeting apps: Personal Capital: a free tool that connects with most large financial institutions to help track your spending and other Portfolio Summary by /u/wijwijwij uses Google Finance for updates. Personal Capital is a free financial management tool that offers a range of features, including investment tracking and retirement planning. We recommend three apps above all others: Simplifi if you want the best balance between features and ease of use, Quicken Classic if Jan 5, 2025 · These are Reddit's most highly recommended free spreadsheets for budgeting, expense tracking, and managing your personal finances. I think the best personal finance software is the one that clicks with your brain. A bit pricey. Join our community, read the Wiki & FAQ, and get on top of your finances! Here are the best free accounting software available: Wave. I'm also looking to do a Master's in Finance to pivot to a full-time Finance/Operations role. Hi Redditors, As you may know Intuit Mint is shutting down in Canada at the end of March. Get over yourself. I use it for my SMSF - mainly to keep track of investments and transactions. FI/RE (Financial Independence / Retiring Early) is a money strategy that's sweeping the nation. ) is focused on short-term budgeting rather than managing assets and planning long-term. Free but encourages 3rd party products YNAB: Support for Canada but not Canadian, also has cool features and better privacy than Mint. Members Online Let me know if there are other personal finance spreadsheet tools that you'd like to see. , and software that isn’t designed to restrict you in any way. At first glance, it looks like a glorified spreadsheet, but it has a lot going on. I feel like Quicken is still the best out of all of them. Reply reply vsync I’ve tried to use the budgeting tools in my bank accounts but there’s a lot happening on the screen and I have to re log into accounts each time , for one of my accounts it doesn’t work with plaid soo want the most accommodative thing based off the list of accounts i monitor Redditors have shared their opinions on various personal finance management tools, with many expressing satisfaction with Google Sheets, Microsoft Money, YNAB (You Need a Budget), Quicken, Mint, and Monarch. This subreddit is a place to discuss anything related to Canadian personal finance. I'm rather new to PF so I was also hoping for recommendations of tools that could help me get my own finances in shape! 60 votes, 23 comments. A discussion subreddit for popular budgeting software You Need A Budget. com) is a great tool but is only available to certifitied financial planners and while I am working on getting my CFP designation, albeit very slowly as part of a long-term career change, I can't use their tools without first being a CFP or working for an advisor. yahoo finance A discussion subreddit for popular budgeting software You Need A Budget. A place to discuss personal finance for New Zealanders. It's not easy, but it is simple: earn more, spend less, and use the difference wisely. There are also several popular free and open source tools worth considering: (These are listed in alphabetical order. Current high school student heading to uni in September and looking to find a good app to start budgeting if anyone had any Get (and give!) advice on investment portfolios and financial planning goals for retirement (401k, Roth, IRA, HSA) and taxable investing accounts, particularly stock and bond mutual funds and ETFs - learn tips for tax efficiency and other account optimization strategies. Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time. This one has a steeper learning curve, but if you have the time and the inclination to fiddle with it, it can be a very powerful tool. Join our community, read the PF Wiki, and get on top of your finances! Upon my research, I came across an open source finance manager and free finance manger. That’s real, hard data. Automatic syncing of transactions is purely dependant on what banks work with Plaid. This. parang sa stocks can it be a guide for where to sell or buy or sa personal A discussion subreddit for popular budgeting software You Need A Budget. Luckly, as a software developer, I took the initiative to solve it on my own and create something that worked for me. I've finally accepted Quicken is probably the only product which satisfied all my needs. I haven't tried them yet but, after checking out a video on HomeBank, it does have a similar look as Quicken. Build a baseline of financial security with the difference first, then use it to invest for your future. Mint is a free financial software program that offers many of the same features as Quicken. Please read the sidebar and observe sub rules when posting. The app is free and doesn't take any of your data. KMyMoney is designed for personal finance. I plan to put together a "Retirement Calculator" next (projection of net worth over time, time to retirement, scenario analysis / sensitivity to changes in assumptions). I get the appeal of using spreadsheets, but isn't that more of an accounting system than a personal finance tool? I don't think I have the time or patience to enter transactions manually, I would need something that downloads from my bank(s) automatically, and updates investments as well. $990. This finance tracking sheet which allows you to track all of your transactions, both spending and income. Keep in mind though, YNAB is not a set and forget personal finance tool. Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. Simplify Money is like a cross between Quicken and an ad-free paid version of Mint. Let me introduce you to Moolahmate. However for my personal expenses, I have a series of poorly maintained spreadsheets that are frankly, a pain in the ass to use. Another big fail GNUCash came closest, surprising since it's free. Our goal is to empower you with the knowledge and resources you need to achieve financial freedom and security. Related to personal finance, budgeting, money and financial matters. Members Online sharockys Background on Finance Tracking Apps: A lot of the security features now with Canadian banks don't play nice with tracking apps. one that can seamlessly pull in investments, bank accounts, credit cards etc). . I have used, and continue to use, Microsoft Money for well over 10 years. This is really easy to follow and love the breakdown! If you are looking to experiment with something that is unit aware (e. Join our community, read the PF Wiki, and get on top of your finances! A discussion subreddit for popular budgeting software You Need A Budget. Once I got used to budgeting what you have, not what you think you will have, this app has worked wonders. Some popular choices include YNAB, Personal Capital, Copilot, Moneydance, Moneywell, Cookie, Microsoft Money, Google Sheets, and Nova Money. Accrual is an obfuscation that does not provide an accurate picture of cash flow, which is really what matters in personal finance. You can set targets/goals Dec 6, 2024 · Q: How secure is free personal finance software? A: Reputable free financial software uses bank-level encryption and security measures. Join our community, read the PF Wiki, and get on top of your finances! I would use a fast budget but since the free version only stores data on my device I fear of deleting them all so I'm looking for a new free app. Right now I'm using YNAB and really liking the workflow, but the software is proprietary and therefore I don't want to use it anymore. g. I've tried some other free (opensource) software like GnuCash, KMyMoney, Buddi and some others, but they all are not as easy and budget focused as YNAB. If you need the "Import Transaction" YNAB and Mint are going to be your go-to options. Since we are approaching a new year, I thought that this sheet would potentially be helpful for other people as well. Members Online A discussion subreddit for popular budgeting software You Need A Budget. You may not comment on any other post to promote your tool, app, site, company, etc. I'm also a fan of keeping my budget in excel and just spending some time going through it every month, but I also let Mint track my spending. MINT - was OK with recognizing more financial institutions, but still a fail on 1-click importing on most of my financials, and doesn't allow for manually importing any account info. I’ve seen financial tic toks with really nice financial planning tools and trackers and I’ve done some research about keepr… A place to share, discuss, discover, assist with, gain assistance for, and critique self-hosted alternatives to our favorite web apps, web services, and online tools. Everything I've seen so far (Quick, Mint, etc. Culturally most financials haven't made the leap to thinking of themselves as being software but 'financial' products, whatever the fuck that means. I believe there'd be a lot of savvy personal finance people here, so asking this question. I used to use Wally (free) on my iPhone, pretty well thought app with a bunch of features but it doesnt have the one you are looking for . I do this as well. I'm a massive personal finance nerd. CIBC doesn’t, so I’ve moved to other banks personally to automate my finances. None of the open source apps handle this style of budgeting, at least not without doing a very hacky approach. It's truly free and has bank connectivity options as well. It seems like for the most part personal budgeting tools and apps such as frollo and pocketbook (rip) only track expenses and whilst you can connect your bank to get automatic bank feeds i have found that even if i set it up, after a couple of days i need to A place for Canadians near the poverty line to discuss personal finance. Mint: The big one, lots of features, but I'm iffy about privacy considering their coziness with other financial products. Look for services that use 256-bit encryption and two-factor authentication. And no more $ stress. Just kidding. Budget I’ve searched and really can’t find a recent answer to this in the sub - but apologies if I’m breaking any rules by asking. Jan 1, 2025 · Best free budgeting tools. Australian Personal Finance: budgeting, saving, getting out of debt, investing, and saving for retirement. Hi r/personalfinance, . Work smart, not hard. The single user desktop version is free forever. com demo video (3 min) Budget Calculator (Online) and Budget Calculator (Excel) by Financial Consumer Agency of Canada . e. EveryDollar ai tools for stocks/personal finance General Investing planning to use artificial intelligence since thats the trend in our offices now, but maybe finding creative ways for it to supplement my investment actions? is this ideal has anyone done this seeking advice lang po. Any suggestion is welcome I'll try to try all your recommendations EdIt: Thank you for all your responses. Mint is a good free, ad supported version. I'm currently using Mint on PC and on my phone. It helps because you can only budget $ you have, never $ you expect. Plus, it's user-friendly even for someone like me who struggles with budgeting! Are you looking for a phone app or a PC app? Freeware for the PC: I'd recommend KMyMoney. It is double-entry and cross-platform. Personal Finance Software posts Reddit posts talking about Personal Finance Software used in the summary. I am wondering what kind of personal finance tools people use or would like but don't exist in an Irish context? A discussion subreddit for popular budgeting software You Need A Budget. This subreddit is a place where high income professionals of all types can ask, answer, discuss, and debate the personal finance and investing questions specific to our unique situations without being criticized, ostracized, or downvoted simply for having a high income and "first world" problems. Yahoo! Finance is one of the leading financial websites, provides financial news, data, stock live quotes, press releases, financial reports, and original content. Financial systems are almost entirely terrible internally. I'm adding the ability to tag transactions, easily split transactions, even add line items on transactions. I like being able to connect my cards and my bank accounts, set up spending goals, and I feel like Intuit is trusted. Personal Capital is also a good one; it seems to support a few more options than Mint does. e. A community for sharing and promoting free/libre and open-source software (freedomware) on the Android platform. I do not download CC or any other types of bills either. It does not have automatic imports. 2 degrees and a diploma, my cleaning job, not enough hours. I’d like something that can both maintain personal finance (balance sheet, cashflows, etc) as well as act as a tool for analysis / modeling / projections. Better than Quicken, Mint (or other online product) or spreadsheets. "Personal" finance is personal and I believe you should be in control of the data. ), Decipad is trying to solve for this. Before YNAB I was on a self-created excel file and then on gnucash. In this section, we will compare Quicken with some of the other popular financial software programs. Excel or Google Sheets are good free options if you have the skills to use them, but Mint/YNAB/EveryDollar are still available if you want the user interface. It’s an envelope system but in software. This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. For things like understanding spending, financial strategies, saving, spending, investing, and around market research. According to the GnuCash wiki: "GnuCash is a complex piece of software with many features and Mint has more users, but thats because of the shitty attitude that you have regarding doing a modicum of work to keep control of your personal finances. Personally, I've had good experiences with the Budget Tool app. Budgeting and categorizing transactions is super easy. What is the best free personal finance software? I have seen many posts about tax-filing software, but not too many about global finance management applications. Redditors have shared various opinions on personal finance management tools, with many expressing satisfaction with specific software. r/personalfinanceindia: Ask anything about Indian Personal Finance! We don't allow: Promotion of web content, products, services, companies, or anything else owned by you (or anyone affiliated with you), even if not monetized I have some spare time and I am undertaking a project to build a suite of personal finance tools for an irish audience. Here on r/budget, we are a community to share budgeting techniques, programs, ideas, and help others with questions. Visit r/mintuit - Mint closed but there have been tons of discussions the last few months about all sorts of budgeting options because Mint (the best free option) shut down last week. HomeBank is the free one, available on multiple platforms as well. Other Spreadsheets. If your financial horizon shows net gains year over year, then assess that rate of change and steer course accordingly. MoneyManager Ex is the open source version, available on multiple platforms. My aim was to develop a web app that was rich in features and offered an exceptional user experience for budget planning, revising, and performing various financial operations across different budget categories. If you need it hosted, he offers it accessible through the web browser for like $60 per month. 14 votes, 33 comments. But I’ve been using it for 6 years. I was wondering if anyone knows (or is using) a personal finance platform that has strong Canadian integration (i. For Filipinos interested in stocks, bonds, mutual funds, ETFs, forex, crypto, banking, business, insurance, and any other topic related to investing money, making money, or growing money in the Philippines. But this is such an interestinig feature i hadn't thought of before, Im developing an app woth a friend of mine that has something similar but instead it will deduce x amount each x amount of days you have to pay it, like subscriptions or bills, and this Welcome to r/fintech -- a place to discuss how technology is changing financial services. Personal finance tools useful for getting out debt, budgeting, saving, investing, and managing your wealth. I decided to go with moneypatrol Then I finally tried ynab. I've manually done my budget for over 20 years and am hitting the point where I'm considering free options to speed up the process. I've been passionate about personal finance and put a lot of love into the app i built for this purpose. I typically put all of my expenses on 3-4 cards and pay them off at end of the month. true. I didn't realize it originally but all of the financial institutions we use support exporting transactions in one of those formats. Try out Mint, GNUCash, Personal Capital, YNAB's trial, or any other financial software that you can find with a Google search and see which one you like. Wave: Free accounting software with paid add-ons for transaction management. I'm looking for some advice on personal finance software. Self-promotional submissions about personal finance tools are allowed provided: You may make one submission about your tool, app, site, company, etc. A place to share, discuss, discover, assist with, gain assistance for, and critique self-hosted alternatives to our favorite web apps, web services, and online tools. Understand what your short term goals are (could be travelling, buying something to treat yo' self, or maybe something completely different) and how much you'll need for it, have a liquid emergency fund, and contribute some for your longer terms goals (I'm particularly inspired by FIRE). Thanks to all that replied. Once your budget is figured out, you need to figure out what your goals are. What I mean is, I think you’re used to tools that may manipulate your sentiments more than actually provide real value. Does anyone have good recommendations for software that shows me my total financial portfolio month to month? Like for example, how much I have in my bank, the amount I got paid this month, the expenses I paid this month (itemized), the restricted/unrestricted stock I own, the values of various investment accounts, and how how much tax is paid/withheld across all of this. Members Online Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. 1bd apt. Secure retirement? Buy a house? Save for a car? We'll get to specifics on how to save for these a little later on. While I like a lot of YNAB, I'd love to see some more enhancements and flexibility. Some popular choices include YNAB, Microsoft Money, Google Sheets, Quicken, and Firefly III. I've had a great experience with Mint over the last couple GnuCash is personal and small-business financial-accounting software, freely licensed under the GNU GPL and available for Microsoft Windows, Mac OS X, Linux, BSD, and Solaris. But it is betterhere's why: A discussion subreddit for popular budgeting software You Need A Budget. A Reddit for SAP discussions pro or con! Personal Finance Software; Best software (paid is OK) for managing personal finances and retirement planning? Retirement I'm looking for a software platform to help manage retirement planning, saving for kids' education, etc. Free Dashboard I made that you can try out to track your expenses. io/ Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life insurance, or a digital nomad wanting to talk crypto gains and tax treaties, this is the sub where you'll find informed discussion, friendly advice, and high-quality answers with links to reputable sources. I mainly use this tool for live quotes, news and watchlists. Reckon Personal Finance is the modern version of the Quicken software you used to use. Your quarterly post is the only place you may self Edited to add: Even if you're not on Linux, consider a Linux VM to run KMyMoney as well as to access banking/financial websites. Mint. Mint: Free personal finance tool for automatic transaction categorization. *ahem* introducing Fina: The worlds first financial tracking tool. Edit: There are also lots of templates out there if you search for "Google Sheets Personal Expenses" or whatever kind of thing that you're looking for. EveryDollar But at the same time, if you're limiting yourself to using an excel-type spreadsheet to do finances, you're missing out on a lot of the more powerful forecasting and reporting tools that personal finance apps can provide. I'm happy to share the app and i hope you find that it helps you. I know lots of people use their own spreadsheets, or use YNAB for budgeting or Emma for an accounts overview - but am wondering if there’s something that’s particularly good for tracking budgeting and net wealth and which includes projections, and that handles Personal Finance Tools; Subreddit Rules. once per quarter. I’m a small business co-owner using quickbooks to manage my accounting. But other than that, it does exactly what i expected it to do to close to book at the EOFY and prepare the financial statements. But i guess personal budgeting/financing isn't exactly someone does for fun either. I need some limited online services - stock prices for a couple of ROTHs, 401s and brokerage accounts - but no bill pay. 89% of assets under management. ) At that time it was free to anyone who would be receiving GIS. Q: Can I really get valuable features without paying? A: Yes, many free personal finance tools offer robust features that are Hi Reddit I have just started to realize the importance of budgeting, and I have been looking for apps on the playstore to help me. Annual licence is $180. So recently i have been trying to find a good quality budgeting app or tool that i can track and get an idea of my total financial state. Members Online Running business accounting on GnuCash This subreddit is a place where high income professionals of all types can ask, answer, discuss, and debate the personal finance and investing questions specific to our unique situations without being criticized, ostracized, or downvoted simply for having a high income and "first world" problems. I did a poll the other day and noticed many people don’t track their expenses, use excel raw data, use pen/paper, or pay for it using the software. I'd love to replace a ton of YNAB with an open source option. I've recently left that company for a do-it-yourself approach, but I went to Schwab and they don't have an in-depth planner or budgeting tools that I know of. But if you want to really manage every dollar (or pound) proactively, then get something like YNAB (You Need A Budget). Free Software and Tools: Microsoft Excel or Google Sheets: Manual spreadsheet options for customization. Get the Reddit app Scan this QR code to download the app now (free and open source) Personal Finance Software; Accounting Software For Freelancers; Top Posts I just wanted to try double entry for real after learning it in uni and remembered why financial accounting was so boring. github. Posted by u/cmunerd - 1 vote and no comments We're working on a free and open-source personal finance manager called Kresus, with multiple bank accesses support, categories and charts. I've used Quicken for a very long time - currently using 2009. What I’m looking for: A mobile only solution would annoy me, personally. GnuCash is free accounting software. IT / dev staff are not appreciated or listened to, so their software is garbage. I get YNAB for free as a student, and it is the better of the two. Fb bunch is more friendly. Ideally what I’d like is one hub that cleanly integrates with statements for credit cards, LOCs through financial institutions, stock portfolios, real property, personal property assets, etc. Financial software is highly complex and as we all have experienced it has its problems. There are other financial software programs that offer similar features and functionalities. Join our community, read the Wiki & FAQ, and get on top of your finances! Australian Personal Finance: budgeting, saving, getting out of debt, investing, and saving for retirement. There is no free open source banking API in Canada offered by these institutions and you might be able to use Plaid but this is an enterprise solution and it's very expensive (more than what I would pay for a personal project). If it doesn't work for you then at least you'll be more educated about what you want to see in a program for PF. Hi I (24m) am about to start working soon and I need to get on my feet and learn some basic personal finance from people who are not cringy (not the type of ppl who start a podcast and make it seem like becoming a millionaire is the easiest thing you can do) Free online tools and spreadsheets like those found in the Wiki's Tools page can help you track your expenses. but it's time for an upgrade or change. Redditors have shared various opinions on personal finance software, with many recommending different options based on their preferences and needs. But they have a free trial naman. I'm looking for opinions on personal finance software. I created this finance tracking sheet a few months ago and my family members and friends have found it very helpful for them. Best of all, it's free! Does anyone have a different favorite? I want to make sure I'm using the best software to keep track of my money! A discussion forum for advice on personal finance in EU countries. I feel tools like 'Mint' have dropped the ball so I've been working to build a new financial data platform where people can do custom tracking based on their live data. I use YNAB, they hAve a free trial. Currently, I use a combination of Excel and an ancient version of Quicken (because I'm cheap and don't want to pay for a subscription haha). We are here to help, so ask away. Members Online ExcellentNatural It's a rather reactive way of managing personal finances; set it and forget it. When Microsoft decided to stop developing Money, they made the final deluxe version free for use. I would appreciate suggestions for personal financial software; web based ideally so that two users can access. If you are a professional accountant you should already be aware of software that does accrual accounting. But most of them seem that I will have to manually enter all my expenses, and I was wondering if there is any FREE budgeting app that could connect to all my credit cards (USA) and categorize them according to the spend category on the credit card. No you are not hearing that. Fb ynab and Reddit has ynab. Members Online Seeking budgeting spreadsheet tool for couple with shared expenses but separate finances Personal Capital. The idea is to make them free of charge, available in one place and see if people like / use them. This means software you are free to modify and distribute, such as applications licensed under the GNU General Public License, BSD license, MIT license, Apache license, etc. Instead, every two days one of us exports the bank statement, imports it to Goodbudget, and categorizes the transactions manually (it's super easy to do that with GoodBudget), which doesn't take more than five minutes. No promotion, no license, completely free and easy to use and install. Money Management Template by vertex42. I didn't like when they went to the subscription model, but accepted it, because Quicken has enabled me to create a comfortable financial part of my life so the annual 124 votes, 64 comments. You can run a ton of different reports (net worth charts, cash flow charts, income/expense reports, cash flow statements, etc) though you have to manually enter everything (kind of makes you feel the purchases when you type them in). Both are fantastic and genuinely free. Hi everyone! I wanted to start a discussion about your favorite apps or software tools for various personal finance uses, and by that i mean Budgeting tools, Investment tools, etc. Personal finance is personal for a reason. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. My role has now evolved to include more Finance responsibilities. great place to manage watchlists, and easy to use the app. Moolahmate offers a comprehensive suite of tools to manage budgets, track spending, plan for the future, and even monitor investments, all for a price that beats any other app out there. Hoping to get recommendations from actual users. jlo nmjlb mcxvjyflh oxdc fldsh zje ohbnez hqvuk tmp mjlpj